Elite Finance Team

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Elite Finance

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Elite Products
Lead To Elite Profits

Elevate your business with Elite Finance Team. Our tailored financing solutions, including Business Lines of Credit, SBA Loans, Equipment Financing, ERC Tax Credit Programs, Real Estate Loans, and more, cater to a wide range of business needs.

With a focus on delivering exceptional results, our team is dedicated to helping you achieve your financial goals. Experience the power of Elite products and unlock the potential for elite profits.

What We Offer

SBA Loan

Unique Benefits
 • $5 Million Max Funded Amount
• Approvals: 1-5 Days, Funding 4-10 Weeks
• SBA 7a: 10 Year Term SBA 504: 25 Year Term
• Rate: Prime + 1% - 2.75%
• Monthly Payments
• No Prepayment Penalty
• Reports to Business Credit Bureaus

Qualifications
• 2 Years Time in Business
• 660+ FICO
• $40,000 Deposited Monthly in Business Bank
Account or $500,000 Annual Sales
• No BKs/Liens/Foreclosures in Last 3 Years

Business Term Loan

Unique Benefits
• $10 Million Max Funded Amount
• 1 - 2 Year Terms
• Weekly/Monthly Payments
• No Prepayment Penalty
• Refinance up to 2 Loans
• Could Report to Business Credit

Qualifications
• 2 Years Time in Business
• 600+ FICO
• $500,000 Annual Sales or $40,000 Deposited Monthly
• Business Bank Account

Business Line of Credit

Unique Benefits
• $750,000 Max Line of Credit
• Approved Amount Based on Cash Flow
• Same Day Funding Available
• Only Pay for What You Use
• Weekly/Monthly Payments
• True Revolver; Each Payment Frees Up Additional Available Funds

Qualifications
 • 1 Year Time in Business
• 600+ FICO
• $500,000 Annual Sales or $40,000 Deposited Monthly
• Business Bank Account

Business Advance

Unique Benefits
 • $10 Million Max Funded Amount
• Approved Amount Based on Cash Flow
• Same Day Funding Available
• 6 - 24 Month Terms Available
• Daily/Weekly/Monthly Payments
• Early Payoff Discounts Available

Qualifications
 • 1 Year Time in Business
• No Minimum FICO
• $500,000 Annual Sales or $40,000 Deposited Monthly
• Business Bank Account

Sub Debt

Unique Benefits
 • $10 Million Max Funded Amount
• 1 - 2 Year Terms
• Approved Amount Based on Cash Flow
• Rates Starting at 15% - Up to 24 Month Terms
• Subordinate 2nd Lien Behind Senior Lender
• No Collateral coverage, No equity, No warrants, & No covenants

Qualifications
 • 600+ FICO
• $1 Million in Annual Sales

Equipment Financing

Unique Benefits
 • $5 Million Max Funded Amount
• 1 - 5 Year Terms
• Rates Start at 7%
• 100% Financing Available
• Purchase & Leasing Options
• Vender & Private Sales

Qualifications
• 1 Year Time in Business
• 1 Year Time in Business
• 550+ FICO
• Bank Account Required
• Invoice Required

Account Receivable Line of Credit

Unique Benefits,
 • Facility Size: $100,000 - $100,000,000
• Revolving Line of Credit
• Line of Credit Amount Fluctuates as
outstanding A/R Fluctuates
• Rates Starting at Prime + 2%
• Up 95% Financing of Current A/R
• 7+ Days Application to Funding

Qualifications
 • 1 Year Time in Business
• No Minimum FICO
• $1 Million in Annual Sales
• $250,000+ in A/R on Short Terms

Inventory Line of Credit

Unique Benefits
 • Facility Size $100,000 - $10,000,000
• Revolving Line of Credit
• Line of Credit Amount Fluctuates as Inventory Fluctuates (up and down)
• Rates Starting at Prime + 2%
• Up to 85% Financing of Inventory Liquidation Value
• 7+ Days Application to Funding

Qualifications
• 1 Year Time in Business
• No Minimum FICO
• $1 Million in Annual Sales
• $1 Million in Current Inventory

What We Offer

SBA Loan

SBA Loan offers up to $5M, 10-25 year terms, no prepayment penalties, and competitive rates. Requires 2 years in business, 660+ FICO, and $40K monthly deposits or $500K annual sales.

Business Term Loan

Our Business Term Loan provides up to $10 million with 1-2 year terms, flexible weekly or monthly payments, no prepayment penalties, and the option to refinance up to 2 loans. Qualifications: 2 years in business, 600+ FICO, and $500K annual revenue.

Business Line of Credit

lesser words ChatGPT said: ChatGPT A Business Line of Credit offers up to $750,000, same-day funding, and flexible payments. Qualify with 1-year in business, 600+ FICO, and $500k annual sales.

Business Advance

Get up to $10M in funding with flexible terms, fast approval based on cash flow, no minimum FICO, and same-day funding available. Early payoff discounts offered.

Sub Debt

Sub Debt offers funding up to $10M with terms of 1-2 years, based on cash flow. Rates start at 15%, with no collateral, equity, or covenants required. Applicants need a 600+ FICO score and $1M in annual sales.

Equipment Financing

Equipment financing up to $5M, terms 1-5 years, rates from 7%. 100% financing, purchase or lease. Requires 1 year in business, 550+ FICO, and invoice.

Account Receivable Line of Credit

Accounts Receivable Line of Credit offers $100K to $100M, rates from Prime + 2%, up to 95% A/R financing, and funding in 7+ days. No minimum FICO required.

Inventory Line of Credit

An Inventory Line of Credit offers flexible financing from $100,000 to $10,000,000, with rates starting at Prime + 2%. Businesses can access up to 85% of inventory liquidation value, with funding in as little as 7 days.

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Elite Finance Team

Experience elite financial solutions and exceptional customer service tailored exclusively for small businesses. Our top-rated finance expertise has earned us the name ‘Elite.’

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